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Need an appraisal in Naples or Collier County?
See the top seven reasons Florida homeowners order from Collier Residential Appraisal, Inc.:
- To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
- To challenge a property tax assessment in Florida
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Remove PMI to lower a mortgage payments
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To reinstate their Home Equity Line of Credit (or HELOC)
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To review another appraiser's report for verification
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If property needs to be divided because of a divorce
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To settle an estate in Florida by determining the true market value of the property in question
At Collier Residential Appraisal, Inc., we understand the unique needs of a consumer after appraisal services.
While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it.
The professional appraisers at Collier Residential Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective.
In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer.
It gives you something concrete to show your buyer.
The appraisal is an independent third party's opinion of your house's market value, not just how much your home is worth.
Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other houses close to yours.
That only means you are paying more taxes than you should.
Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be.
Getting an appraisal report from Collier Residential Appraisal, Inc. is your #1 weapon when challenging your property tax assessment.
Appraisals to cancel PMI
A fashionable way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".
Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down.
At Collier Residential Appraisal, Inc., we're veterans in helping people just like you remove undesirable PMI insurance.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area.
This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view.
Collier Residential Appraisal, Inc. can provide you with efficient appraisal to help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for verity?
Collier Residential Appraisal, Inc. offers field reviews where we go out and check the subject and comparables in question.
Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Collier Residential Appraisal, Inc. can help you with that.
While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.
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PHONE US AT (239) 649 1446
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