Attention homeowners in Naples and Collier County: Get an Appraisal today!

The top 7 reasons why Florida homeowners need Collier Residential Appraisal, Inc.:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to cut a monthly mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Florida, where real estate property needs to be divided
Settle an estate in Florida by determining the true market value of a property


	Need help determining the price of your home in or near Naples, Florida? Contact Collier Residential Appraisal, Inc..

We at Collier Residential Appraisal, Inc. understand the individual needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Collier Residential Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Challenging property tax assessments

If you live in a region that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Collier Residential Appraisal, Inc. is your chief weapon when contesting your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Collier Residential Appraisal, Inc. is qualified in helping homeowners just like you remove unnecessary PMI insurance.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Collier Residential Appraisal, Inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Collier Residential Appraisal, Inc. can help you with that. Although most review work is requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.