Why would you need an appraisal from Collier Residential Appraisal, Inc.?

Each year, thousands of people in Florida purchase, sell or refinance their home. Most of these transactions consist of a simple line item for an appraisal. And while there are an increasing number of automated home valuation processes that may seem more practical than an appraisal, almost all lenders still call for a local expert because the stakes are so high. But is securing a mortgage the only basis for getting an appraisal? Are there more cases when the services of a certified, independent real estate professional might be helpful? You bet.


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Appeal your tax assessment in Collier County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Collier Residential Appraisal, Inc. is your best evidence. We're equipped to assist you in disputing your tax assessment.

Let Collier Residential Appraisal, Inc. assist you in lowering your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the property, many lenders ask homebuyers to buy an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Oftentimes, this additional payment is lumped into the monthly mortgage payment and is quickly forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, Collier Residential Appraisal, Inc. can give you a statement regarding the value of your home. The price you paid for the appraisal can usually be recovered in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Collier Residential Appraisal, Inc.

A divorce can be an especially traumatic event for both parties, and it is often more complicated by the troublesome decision of who maintains the home. So both parties are completely aware of the true market value of their home, it's a good idea to get an appraisal from Collier Residential Appraisal, Inc., regardless of the circumstances.

If the parties wish to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation with Collier Residential Appraisal, Inc.Settling an estate

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike wealthier individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the absolute value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Let Collier Residential Appraisal, Inc. help you with relocating to or from Collier County

Moving due to a job change can be a more than just an inconvenience. We know where you're coming from. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive aspects of their property, along with information regarding any current sales or listings in their neighborhood that they want considered during our detailed process.

Let Collier Residential Appraisal, Inc. help you sell your home quickly at the right price

A professional appraisal can help you make a better educated decision when determining your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.

We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.