Reasons someone would hire Collier Residential Appraisal, Inc.

Thousands of people in Florida purchase, sell or refinance their home every year. Most of these transactions include a simple line item for an appraisal. Most lenders still call for a local expert because the stakes are very high, even though there are a growing number of automated home valuation methods that may appear to be more cost-effective than an appraisal. You might assume that securing a mortgage is the only reason to get an appraisal, but there are more situations when the services of a licensed, independent real estate professional might come in handy.


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Appeal your tax assessment in Collier County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Collier Residential Appraisal, Inc. is your best evidence when building your case. We're equipped to assist you in disputing your tax assessment.

Let Collier Residential Appraisal, Inc. help you do away with PMI to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the property, many lenders ask buyers to purchase an added insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often folded into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

Collier Residential Appraisal, Inc. can give you a statement regarding the value of your home, and the cost of the appraisal can often be recovered in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Collier Residential Appraisal, Inc.

A divorce is a very daunting event for the parties involved, and it is often more complicated by the troublesome decision of who gets the property. It's a good idea to get an appraisal from Collier Residential Appraisal, Inc. so both parties are completely aware of the true market value of their property, regardless of the circumstances.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation with Collier Residential Appraisal, Inc.Settling an estate

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to handle these matters, unlike many wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the absolute value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let Collier Residential Appraisal, Inc. assist you in relocating to or from Collier County

Moving due to a job change is a real pain, and we understand. We take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we recommend relocating employees to provide input on the positive characteristics of their property, along with information about any current sales or listings in their area that they want considered.

Don't sell out for too little or let your home stay on the market too long.

A professional appraisal will help you make a more informed decision regarding your selling price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't contingent upon the value opinion we render, but rather they rest on our efforts to complete the appraisal.

We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.